广东11选5彩票

关于印发武汉新建商品房和存量房住房公积金个人贷款实施细则的通知

来源:广东11选5彩票_广东11选5官网_信誉首选

 GEZHUFANGGONGJIJINDAIKUANSHOUTUOYINXING:

  WEIJINYIBUGUIFANWOSHIZHUFANGGONGJIJINDAIKUANYEWU,JIAQIANGDAIKUANFENGXIANFANGFAN,JINGYANJIU,XIANJIANG《WUHANXINJIANSHANGPINFANGZHUFANGGONGJIJINGERENZHUFANGDAIKUANSHISHIXIZE》HE《WUHANCUNLIANGFANGZHUFANGGONGJIJINGERENZHUFANGDAIKUANSHISHIXIZE》YINFANIMEN,QINGRENZHENGUANCHEZHIXING。

WUHANZHUFANGGONGJIJINGUANLIZHONGXIN

2019NIAN9YUE12RI

武汉新建商品房住房公积金个人住房贷款实施细则

 第一章   总则

广东11选5彩票  DIYITIAO  WEIGUIFANWUHANDIQUXINJIANSHANGPINFANGZHUFANGGONGJIJINGERENZHUFANGDAIKUANYEWU,GENJU《WUHANZHUFANGGONGJIJINGUANLITIAOLI》、《WUHANZHUFANGGONGJIJINGERENZHUFANGDAIKUANGUANLIBANFA》DENGXIANGGUANGUIDING,JIEHEWUHANZHUFANGGONGJIJINGERENDAIKUANGUANLIGONGZUOSHIJI,ZHIDINGBENSHISHIXIZE。

  DIERTIAO  BENSHISHIXIZESUOCHENGDEXINJIANSHANGPINFANG,SHIZHIFANGDICHANKAIFAQIYEKAIFAJINGYINGDEJUBEIYU(XIAN)SHOUTIAOJIANDEPUTONGZIZHUZHUFANG。XINJIANSHANGPINFANGZHUFANGGONGJIJINGERENZHUFANGDAIKUAN(YIXIAJIANCHENG“XINJIANFANGDAIKUAN”),SHIZHIWUHANZHUFANGGONGJIJINGUANLIZHONGXIN(YIXIAJIANCHENG“GONGJIJINZHONGXIN”)WEITUOSHANGYEYINXING(YIXIAJIANCHENG“SHOUTUOYINXING”)XIANGZAIBENSHIXINGZHENGQUYUNEIGOUMAIXINJIANSHANGPINFANGDEJIAOCUNZHIGONGFAFANGDEZHUFANGGONGJIJINGERENDAIKUAN。

  JIEKUANRENSHENQINGXINJIANFANGDAIKUANBUZUYIZHIFUGOUFANGKUANSHI,QIBUZUBUFENKEYITONGSHISHENQINGSHANGYEXINGGERENZHUFANGDAIKUAN,YOUSHOUTUOYINXINGYIZHUFANGGONGJIJINZUHEDAIKUANXINGSHIXIANGJIEKUANRENFAFANG。

  DISANTIAO  GONGJIJINZHONGXINFUZEXINJIANFANGDAIKUANDESHENPIHEGUANLI;SHOUTUOYINXINGFUZEJIEKUANRENDAIKUANSHENQING、DAIKUANSHOULI、DAIKUANCHUSHEN、DAIKUANFUSHEN、HETONGQIANDING、DIYALUOSHI、DAIKUANFAFANG、DAIKUANGUIHAI、DAIHOUGUANLIDENGRICHANGDAIKUANYEWUDEBANLI。

 第二章   贷款对象和条件

  DISITIAO  DAIKUANDUIXIANG

  FANZAIWUHANDIQUANSHILIANXUZUEJIAOCUNZHUFANGGONGJIJIN6GEYUEJIYISHANGDEZHIGONG,KEYISHENQINGXINJIANFANGDAIKUAN。

广东11选5彩票  DIWUTIAO  DAIKUANTIAOJIAN

广东11选5彩票  (YI)JIEKUANRENJIPEIOUCHIYOUHEFASHENFENZHENGJIAN,QIEJUYOUWANQUANMINSHIXINGWEINENGLI,NIANLINGZAI18ZHOUSUI(HAN)ZHIFADINGTUIXIUNIANLINGQIJIAN,JINANXINGWEIMAN60ZHOUSUI、NVXINGWEIMAN55ZHOUSUI。

  DANGZHENGJIGUAN、RENMINTUANTIZHONGDEZHENG、FUXIANCHUJIJIXIANGYINGZHIWUCENGCIDENVGANBU,SHIYEDANWEIZHONGDANRENDANGWU、XINGZHENGGUANLIGONGZUODEXIANGDANGYUZHENG、FUCHUJIDENVGANBUHEJUYOUGAOJIZHICHENGDENVXINGZHUANYEJISHURENYUANNIANMAN60ZHOUSUITUIXIUDE,XUTIGONGDANWEIWENJIANHUOZHEJIAGAIDANWEIGONGZHANGDESHUOMING。

广东11选5彩票  (ER)JIEKUANRENJIPEIOUXINYONGLIANGHAO,TONGYISHOUQUANSHOUTUOYINXINGHEGONGJIJINZHONGXINCHAXUNBENRENJIPEIOUDEGERENXINYONGBAOGAO,BINGFUHEGONGJIJINZHONGXIN《GERENZHUFANGGONGJIJINDAIKUANXINYONGSHENHEBIAOZHUN》;

  (SAN)JIEKUANRENJIPEIOUYOUWENDINGDEJINGJISHOURUHEANSHIGUIHAIDAIKUANBENXIDENENGLI;

  (SI)GOUFANGHETONGQIANDINGSHIJIANZAIYINIANYINEI,SHOUFUKUANJINEBUSHAOYUGOUFANGZONGJIADE20%;

广东11选5彩票  (WU)WUSHANGWEIJIEQINGDEGONGJIJINDAIKUAN,QIEWUYINGXIANGGONGJIJINDAIKUANCHANGHAINENGLIDEQITAZHAIWU;

广东11选5彩票  (LIU)TONGYIYONGSUOGOUZHUFANGJINXINGDIYADANBAO,HUOZHEYIGUOZHAI、YINXINGDINGQICUNDANDENGGONGJIJINZHONGXINRENKEDEYOUJIAZHENGQUANZUOZHIYADANBAO;

  (QI)《WUHANZHUFANGGONGJIJINGERENZHUFANGDAIKUANGUANLIBANFA》GUIDINGDEQITATIAOJIAN。

  第三章   贷款房屋套数认定

  DILIUTIAO  RENDINGBIAOZHUN

  (YI)GONGJIJINDAIKUANSHOUTAOZHUFANGRENDING: JIEKUANRENJIATING(HANBENREN、PEIOUJIWEICHENGNIANZINV)ZAIWUHANSHIFANGCHANBUMENDEXINXIXITONGZHONGWUZHUFANGXINXI,HUOZHECHAXUNDEFANGWUXINXIYUNISHENQINGGONGJIJINDAIKUANSUOGOUFANGWUWEITONGYITAOZHUFANGDE,QIEWUHANZHUFANGGONGJIJINXINXIXITONG(YIXIAJIANCHENG“GONGJIJINXITONG”)ZHONGWUDAIKUANJILU,RENDINGWEISHOUTAOZHUFANG。

广东11选5彩票  (ER)GONGJIJINDAIKUANDIERTAOZHUFANGRENDING:

广东11选5彩票  1.JIEKUANRENJIPEIOUSHOUCISHENQINGSHIYONGGONGJIJINDAIKUANGOUMAIZHUFANG,ZAIWUHANSHIFANGCHANBUMENDEXINXIXITONGZHONG,QIJIATING(HANBENREN、PEIOUJIWEICHENGNIANZINV)DENGJIJINYOUYITAOZHUFANG,BINGYUNISHENQINGSHIYONGGONGJIJINDAIKUANSUOGOUFANGWUFEITONGYITAOZHUFANGDE;

  2.JIEKUANRENJIPEIOUZAIGONGJIJINXITONGZHONGJINYOUYICIDAIKUANJILUBINGYIJIEQING,QIEZAIWUHANSHIFANGCHANBUMENDEXINXIXITONGZHONGWUFANGHUOZHEJINYOUYITAOZHUFANG,ZAICISHENQINGGONGJIJINDAIKUANGOUMAIZHUFANGDE;

广东11选5彩票  SHANGSHU2ZHONGQINGKUANGANGONGJIJINDAIKUANERTAOFANGRENDING。

广东11选5彩票  (SAN)GONGJIJINDAIKUANDISANTAOZHUFANGRENDING: JIEKUANRENJIATING(HANBENREN、PEIOUJIWEICHENGNIANZINV)ZAIWUHANSHIFANGCHANBUMENDEXINXIXITONGZHONGYOULIANGTAOJIYISHANGZHUFANGDE,HUOZHEZAIGONGJIJINXITONGZHONGJILUDEDAIKUANCISHUDA2CIJIYISHANGDE,QIGONGJIJINDAIKUANSHENQINGJUNBUYUSHOULI。

  (SI)HUNYINZHUANGKUANGBIANHUADENGTESHUQINGXINGFANGWUTAOSHUDERENDING:

广东11选5彩票  1.JIEKUANRENJIQIPEIOUZAIHUNQIAN,QIZHONGYIFANGYISHIYONGGUOYICIGONGJIJINDAIKUANBINGYIJIEQING,XIANYIFUQISHUANGFANGMINGYIZAICISHENQINGGONGJIJINDAIKUANDE,ANDIERTAOZHUFANGRENDING;

  2.JIEKUANRENJIPEIOUZAIHUNYINCUNXUQIJIANSHIYONGGONGJIJINDAIKUANGOUMAIGUOYITAOZHUFANGBINGYIJIEQING,LIYIHOUQIZHONGYIFANGZAICISHENQINGGONGJIJINDAIKUANDE,ANDIERTAOZHUFANGRENDING;JIEKUANRENJIPEIOUZAIHUNYINCUNXUQIJIANSHIYONGGONGJIJINDAIKUANGOUMAIGUOYITAOZHUFANG,DAIKUANSHANGWEIJIEQING,LIYIHOUGONGJIJINDAIKUANGUISHUZHUJIERENYIFANGCHANGHAI,LINGYIFANGZAICISHENQINGGONGJIJINDAIKUANDE,ANDIERTAOZHUFANGRENDING;

广东11选5彩票  3.JIEKUANRENJIQIPEIOUZAIHUNQIAN,YIFENBIESHIYONGGUOGONGJIJINDAIKUAN,XIANYIFUQIMINGYIZAICISHENQINGGONGJIJINDAIKUANDE,DAIKUANSHENQINGBUYUSHOULI。

 第四章   贷款额度、期限和利率

  DIQITIAO  DAIKUANEDU

  (YI)ZUIGAODAIKUANEDU: ZHUFANGGONGJIJINZUIGAODAIKUANEDUZAIJIZHUNDAIKUANEDUJICHUSHANG,YUGERENZHUFANGDAIKUANLVGUAGOU,TONGGUOSHEZHILIUDONGXINGDIAOJIEXISHU,DUIZUIGAODAIKUANEDUSHIXINGDONGTAIGUANLI。

  DANG“GEDAILV”DIYU80%SHI,LIUDONGXINGDIAOJIEXISHUWEI1.2,JI: ZHUFANGGONGJIJINZUIGAODAIKUANEDUWEIJIZHUNDAIKUANEDUDE1.2BEI;

  DANG“GEDAILV”JIEYU80%(HAN)HE90%ZHIJIANSHI,LIUDONGXINGDIAOJIEXISHUWEI1,JI: ZHUFANGGONGJIJINZUIGAODAIKUANEDUWEIJIZHUNDAIKUANEDU;

广东11选5彩票  DANG“GEDAILV”JIEYU90%(HAN)HE100%ZHIJIANSHI,LIUDONGXINGDIAOJIEXISHUWEI0.9,JI: ZHUFANGGONGJIJINZUIGAODAIKUANEDUWEIJIZHUNDAIKUANEDUDE0.9BEI;

广东11选5彩票  DANG“GEDAILV”GAOYU100%(HAN)SHI,LIUDONGXINGDIAOJIEXISHUWEI0.8,JI: ZHUFANGGONGJIJINZUIGAODAIKUANEDUWEIJIZHUNDAIKUANEDUDE0.8BEI。

  GONGJIJINZHONGXINMEIBANNIANXIANGSHEHUIGONGBUYICIZHUFANGGONGJIJINZUIGAODAIKUANEDU。

广东11选5彩票  (ER)KEDAIEDU: XINJIANFANGDAIKUANEDUSHIXINGXIANEGUANLI,MEIBIGONGJIJINDAIKUANJINEYINGDANGTONGSHIFUHEXIALIEXIANEBIAOZHUN:

  1.BUDEGAOYUDANGNIANGUIDINGDEDAIKUANZUIGAOXIANE;

广东11选5彩票  2.BUDEGAOYUDANGNIANGUIDINGDEDAIKUANZUIGAOBILI;

  3.BUDEGAOYUANZHAOJIEKUANRENJIPEIOUHAIKUANNENGLIZONGHEQUEDINGDEDAIKUANEDU;

广东11选5彩票  JISUANGONGSHIWEI: DAIKUANEDU=(JIEKUANRENZHUFANGGONGJIJINYUEJIAOCUNE/DANWEIHEGERENJIAOCUNBILIZHIHE+PEIOUZHUFANGGONGJIJINYUEJIAOCUNE/DANWEIHEGERENJIAOCUNBILIZHIHE)×35%(HAIDAIBILI)×12GEYUE×DAIKUANNIANXIAN。

广东11选5彩票  4.BUDEGAOYUANZHAOJIEKUANRENJIPEIOUZHUFANGGONGJIJINJIAOCUNSHIJIANHEJIAOCUNYUEZONGHEQUEDINGDEDAIKUANEDU;

广东11选5彩票  JISUANGONGSHIWEI: DAIKUANEDU=(JIEKUANRENZHUFANGGONGJIJINJIAOCUNYUE+PEIOUZHUFANGGONGJIJINJIAOCUNYUE)×20BEI×JIAOCUNSHIJIANXISHU。

新建房贷款的可贷额度

广东11选5彩票  XINJIANFANGDAIKUANDEKEDAIEDUZONGHEYISHANGSIXIANGXIANEHOUQUZUIDIZHI。

  DIBATIAO  DAIKUANQIXIAN

广东11选5彩票  XINJIANFANGDAIKUANZUIDUANQIXIANWEI1NIAN,ZUIZHANGQIXIANBUCHAOGUO30NIAN,TONGSHIDAIKUANDAOQIRIBUDECHAOGUOJIEKUANRENFADINGLITUIXIUSHIJIANHOUDE5NIAN,DAIKUANQIXIANQUSHIJINIANLINGDEZHENGNIANJISUAN。

广东11选5彩票  ZUHEDAIKUANZHONGDEGONGJIJINDAIKUANHESHANGYEDAIKUANDEDAIKUANQIXIANBIXUYIZHI。

广东11选5彩票  DIJIUTIAO  DAIKUANLILV

  GONGJIJINDAIKUANLILVANZHAOZHONGGUORENMINYINXINGGUIDINGDELILVBIAOZHUNZHIXING。DAIKUANQIXIANZAI1NIAN(HAN1NIAN)YINEIDESHIXINGHETONGLILV,YURENMINYINXINGDAIKUANLILVDIAOZHENG,BUFENDUANJIXI;DAIKUANQIXIANZAI1NIANYISHANGDE,YURENMINYINXINGDAIKUANLILVDIAOZHENG,QILILVDANGNIANNEIBUZUODIAOZHENG,JUTIDIAOZHENGSHIJIANWEICINIANDE1YUE1RI,ANXIANGYINGDELILVDANGCIZHIXINGXINDELILV。

  第五章   贷款办理流程

广东11选5彩票  DISHITIAO  DAIKUANCHENGXU

  (YI)DAIKUANZIXUNHESHENQING

  JIEKUANRENKEYIXIANGSHOUTUOYINXINGHUOZHEGONGJIJINZHONGXINZIXUNXINJIANFANGDAIKUANZHENGCEJIXIANGGUANGUIDING。

  SHOUTUOYINXINGDUICHUBUSHENCHAFUHEDAIKUANTIAOJIANDEJIEKUANRENFAFANG《XINJIANFANGGERENZHUFANGGONGJIJINDAIKUANZILIAOJIA》(YIXIAJIANCHENG“ZILIAOJIA”)BINGYUJIEKUANRENFUQISHUANGFANGJINXINGMIANHE。TONGSHIZHIDAOJIEKUANRENZHENGQUE、WANZHENGTIANXIEZILIAOJIA。

  JIEKUANRENYINGDANGTONGSHITIGONGYIXIAZILIAO:

  1.JIEKUANRENFUQISHUANGFANGSHENFENZHENG、HUKOUBUYUANJIANJIFUYINJIAN;

  2.HUNYINZHUANGKUANGZHENGMINGYUANJIANJIFUYINJIAN(DANSHENXUQIANSHUDANSHENSHENGMING);

广东11选5彩票  3.JINGWUHANSHIFANGCHANZHUGUANBUMENBEIANDEGOUFANGHETONGHEBUDIYUFANGWUZONGJIA20%DESHOUFUKUANSHOUJUYUANJIANJIFUYINJIAN;

广东11选5彩票  4.SHOUTUOYINXINGHEGONGJIJINZHONGXINYAOQIUTIJIAODEQITAZHENGMINGCAILIAO。

广东11选5彩票  (ER)DAIKUANSHOULIHECHUSHEN

广东11选5彩票  SHOUTUOYINXINGZAISHOULIXINJIANFANGDAIKUANSHENQINGSHI,YINGDANGRENZHENSHENHEJIEKUANRENDAIKUANZILIAODEZHENSHIXING、WANZHENGXING、YOUXIAOXINGYIJIWENSHUTIANXIEDEGUIFANXING,QUEBAOGELEIWENSHUSHANGDEQIANMINGZHENSHIYOUXIAO。

广东11选5彩票  1.SHOUQUANCHAXUN《GERENXINYONGBAOGAO》。JIEKUANRENJIPEIOUBIXUSHOUQUANSHOUTUOYINXINGHEGONGJIJINZHONGXINCHAXUNBENRENJIPEIOUDEGERENXINYONGJILU,QIANSHUCHAXUNSHOUQUANSHU(YIGONGJIJINZHONGXINGUANWANGSHANGGONGBUDEBANBENWEIZHUN),BINGLIUCUNJIEKUANRENJIPEIOUYOUXIAOSHENFENZHENGJIANDEFUYINJIANHELIANXIFANGSHI,BIYAOSHIHAIYINGDANGLIUCUNYUJIEKUANRENJIPEIOUMIANQIANDEZUOZHENGXINXI。

  JIEKUANRENDEHUNYIN、FANGCHANDENGGERENXINXIYEYINGDANGTONGSHISHOUQUANSHOUTUOYINXINGHEGONGJIJINZHONGXINCHAXUN。

  2.SHENHEDAIKUANZILIAO。SHOUTUOYINXINGYINGDANGRENZHENSHENHEDAIKUANZILIAODEYUANJIAN,DUIFUHEDAIKUANTIAOJIANDEJIEKUANREN,ZAIGONGJIJINXITONGZHONGJINXINGDAIQIANSHISUAN,GENJUSHISUANJIEGUOHEHAIDAINENGLI,YUJIEKUANRENSHANGYIQUEDINGDAIKUANZHONGLEI(GONGJIJINDAIKUANHUOZHEZUHEDAIKUAN)、DAIKUANEDU、DAIKUANQIXIANYIJIHAIKUANFANGSHIDENG。

  3.DAIKUANCHUSHEN。SHOUTUOYINXINGDUISHENHEWUWUDEJIEKUANRENZILIAO,YINGDANGANGONGJIJINZHONGXINDEZHENGCEGUIDINGJISHIZAIGONGJIJINXITONGZHONGZHUNQUE、WANZHENGDILURUJIEKUANRENXINXIBINGJINXINGCHUSHEN。CHUSHENWEITONGGUODE,YINGDANGJISHITONGZHIJIEKUANRENBINGGAOZHIYUANYIN。

  (SAN)DAIKUANFUSHEN

广东11选5彩票  SHOUTUOYINXINGYINGDANGANZHAOGONGJIJINZHONGXINDEDAIKUANZHENGCEGUIDINGDUIJIEKUANRENDAIKUANZILIAODEZHENSHIXING、WANZHENGXING、GUIFANXINGJINXINGSHENHE, BINGTICHUFUSHENYIJIAN:

  1.JIEKUANRENBUFUHEGONGJIJINDAIKUANTIAOJIAN、DAIKUANZILIAOQIANQUEHUOZHEDAIKUANCHUSHENRENYUANJIANGSHENQINGXINXILURUCUOWUDE,YINXINGFUSHENRENYUANYINGDANGJIANGDAIKUANZILIAOFANHUICHUSHENRENYUAN,ZHONGZHIDAIKUANFUSHEN;

  2.DUIJINGSHENHEQUERENWUWUDEDAIKUANZILIAOJIXINXI,ZAIGONGJIJINXITONGZHONGZUOSHENHETONGGUO。

  (SI)DAIKUANZHONGSHEN

广东11选5彩票  GONGJIJINZHONGXINDUISHOUTUOYINXINGSONGJIAODEDAIKUANZILIAOJINXINGZHONGSHEN。WEITONGGUOZHONGSHENDE,YINGDANGJISHITONGZHISHOUTUOYINXING。

  (WU)QIANDINGHETONG

  GONGJIJINZHONGXINZHONGSHENTONGGUOHOU,SHOUTUOYINXINGYINGDANGYUJIEKUANRENMIANQIANJIEKUAN(DIYA)HETONG,QIANSHUFANGCHANDIYADENGJIDENGXIANGGUANDAIKUANZILIAO。

  (LIU)DIYADENGJI

广东11选5彩票  SHOUTUOYINXINGYINGDANGZAIGUIDINGDESHIJIANNEIDAOBUDONGCHANDENGJIJIGOUBANLIBUDONGCHANDIYADENGJISHOUXU;YIPINGZHENGSHIGUOZHAI、YINXINGDINGQICUNDANZHIYADANBAODE,YINGDANGDAOCHUZHIYINXINGHUOZHEXIANGGUANBUMENBANLICHUZHISHOUXU。SHOUTUOYINXINGLINGQUBUDONGCHANDENGJIZHENGMINGHUOZHEDI(ZHI)YAZHENGMINGHOU,YINGDANGJISHIZAIGONGJIJINXITONGZHONGLURUDI(ZHI)YAXINXI。

  (QI)ZIJINFAFANG

  DI(ZHI)YADANBAOSHOUXUBANTUOHOU,SHOUTUOYINXINGYIJUGONGJIJINZHONGXINDEFANGKUANTONGZHIDAN,JISHIJINXINGDAIKUANZIJINDEFAFANG,JIANGJIEKUANRENDEDAIKUANZIJINYIZHUANZHANGFANGSHIHUARUSHOUFANGDANWEIZHANGHUBINGJISHITONGZHIJIEKUANREN。

  第六章  贷款偿还及结清

  DISHIYITIAO  DAIKUANGUIHAI

  (YI)GONGJIJINDAIKUANQIXIANZAI1NIANYINEI(HAN1NIAN)DE,SHIXINGDAOQIYICIHAIBENFUXI,LISUIBENQING;DAIKUANQIXIANZAI1NIANYISHANGDE,SHIXINGANYUEGUIHAIDAIKUANBENXI;

广东11选5彩票  (ER)JIEKUANRENKEYIXUANZEDENGEBENXIHAIKUANFANGSHI、DENGEBENJINHAIKUANFANGSHIHUOZHEGONGJIJINZHONGXINRENKEDEQITAHAIKUANFANGSHI,CHANGHAIMEIYUEYINGHAIDAIKUANBENXI;

  (SAN)JIEKUANRENKEYIYONGZIYOUZIJINGUIHAIGONGJIJINDAIKUANBENXI,YEKEYISHOUQUANGONGJIJINZHONGXINKOUHUABENRENJIPEIOUZHUFANGGONGJIJINZHANGHUNEIDECUNCHUYUEZHIJIECHANGHAIGONGJIJINDAIKUAN。JUTISHOUXUYOUSHOUTUOYINXINGANGONGJIJINZHONGXINXIANGGUANWENJIANGUIDINGBANLI;

广东11选5彩票  SI)ZIGONGJIJINDAIKUANFAFANGDECIYUEQI,ZAIHAIQINGYUQIBENXIJIDANGQIYINGHAIBENXIDEQIANTIXIA,JIEKUANRENKEYITIQIANGUIHAIBUFENDAIKUANHUOZHEQUANBUDAIKUANBENXI,YIANJIEKUANHETONGJISHOUDEDAIKUANLIXIBUZUODIAOZHENG,BUYUTUIHAI。

广东11选5彩票  DAIKUANQIXIANZAI1NIANYINEI(HAN1NIAN)DE,JIEKUANRENBUNENGBANLITIQIANBUFENHAIKUAN。

  TIQIANGUIHAIBUFENGONGJIJINDAIKUANBENXIDE,TIQIANHAIKUANHOUYOUGONGJIJINZHONGXINZHONGXINJISUANSHENGYUDAIKUANDEMEIYUEHAIKUANEHUOZHESHENGYUHAIKUANQIXIAN;

  (WU)JIEKUANRENJIEQINGQUANBUGONGJIJINDAIKUANBENXIHOU,SHOUTUOYINXINGYINGDANGJIANGDI(ZHI)YADEQUANLIPINGZHENGDENGZILIAOFANHAIJIJIEKUANREN,JIEKUANHETONGZHONGZHI。YIFANGCHANDIYADE,PINGSHOUTUOYINXINGCHUJUDEDAIKUANJIEQINGZHENGMINGHEDIYAZHUXIAOZHENGMING,DAOBUDONGCHANDENGJIGUANLIBUMENBANLIDIYAZHUXIAOSHOUXU;YIPINGZHENGSHIGUOZHAIHUOZHEYINXINGDINGQICUNDANZUOZHIYADE,PINGSHOUTUOYINXINGCHUJUDECHUZHICHEXIAOZHENGMING,DAOCHUZHIYINXINGBANLIZHIYAJIECHUSHOUXU。

  DISHIERTIAO  JIEKUANRENWEIANJIEKUANHETONGYUEDINGDEQIXIANCHANGHAIGONGJIJINDAIKUANDE,GONGJIJINZHONGXINYOUQUANKOUHUAJIEKUANRENJIPEIOUDEZHUFANGGONGJIJINZHANGHUCUNCHUYUEYONGYUGUIHAIGONGJIJINDAIKUANBENXI,ZHIZHIDAIKUANZHENGCHANGGUIHAIWEIZHI。

  第七章   其他规定

  DISHISANTIAO  JIEKUANRENYINHUNYINGUANXIFASHENGBIANHUA,YUANPEIOUSHENQINGJIECHUDIYADANBAODE,KEYICHIFAYUANLIHUNCAIJUESHUHUOZHEMINZHENGBUMENBEIANDELIHUNXIEYISHU,YIJIMINGQUEFANGWUCHANQUANJIDAIKUANZHAIWUGUISHUDENGQINGKUANGDEJUJIESHU,DAOGONGJIJINZHONGXINSHENQINGBANLI。

广东11选5彩票  DISHISITIAO  FASHENGYIXIAQINGXINGZHIYIDE,JIEKUANRENKEYISHENQINGDIYAWUBIANGENG:

广东11选5彩票  (YI)JIEKUANRENYINFANGWUZHILIANGWENTIYAOQIUKAIFASHANGHUANFANG,SUOHUANFANGWUSHUTONGYIXIAOQU,QIEFANGJIAJIBENXIANGDENGDE;

广东11选5彩票  (ER)DIYAWUSUOZAIJIEDAO、LOUPAIHAOMINGCHENGFASHENGBIANHUADE;

  (SAN)DIYAWUJIANZHUMIANJI、XIANGYINGDETUDISHIYONGMIANJIFASHENGBIANHUADE;

广东11选5彩票  (SI)YINSHIZHENGGUIHUADENGYUANYINXUYAOCHAIQIANDE;

广东11选5彩票  (WU)DIYAWUCHUXIANZHONGDAWENTIHUOZHEBIANZHIDENGQINGKUANGDE;

广东11选5彩票  (LIU)FALV、FAGUIGUIDINGDEQITAQINGXING。

  DISHIWUTIAO  JIEKUANRENBUFENTIQIANHAIKUANHOUXUSUODUANDAIKUANQIXIANDE,KEYISHENQINGBIANGENGDAIKUANQIXIAN。

广东11选5彩票  SUODUANHOUDESHENGYUDAIKUANQIXIANBUDEDIYUBIANGENGSHENQINGSHIANQINIANHAIKUANNENGLIJISUANSUODECHUDEZUIDIDAIKUANNIANXIAN。

  DISHILIUTIAO  FUMUZINVLIANMINGGOUFANGDE,BUDESHENQINGXINJIANFANGDAIKUAN。

广东11选5彩票  DISHIQITIAO  BAOZHENGRENSHIQUDANBAOZIGEHENENGLI,HUOZHEFASHENGHEBING、FENLI、POCHANSHI,JIEKUANRENYINGDANGBIANGENGBAOZHENGRENBINGZHONGXINBANLIDANBAOSHOUXU。

 第八章   附则

  DISHIBATIAO  BENSHISHIXIZEYOUGONGJIJINZHONGXINZHIDINGBINGFUZEJIESHI,YIWANGBANFAZHONGYUBENSHISHIXIZEBUYIZHIDEJUNYIBENSHISHIXIZEWEIZHUN。

  DISHIJIUTIAO  GONGJIJINZHONGXINYIZHAOBENSHISHIXIZE,JIEHETIELUXITONGSHIJIQINGKUANG,LINGXINGZHIDINGTIELUXITONGZIGUANCHANQUANXINJIANSHANGPINFANGHETIELUYANXIANYIDIXINJIANSHANGPINFANGDEGONGJIJINDAIKUANCAOZUOLIUCHENG。TIELUXITONGZHIGONGZAIWUHANSHIXINGZHENGQUYUNEIGOUMAIXINJIANFANGSHENQINGGONGJIJINDAIKUANDE,ANZHAOBENSHISHIXIZEBANLI。

广东11选5彩票  XINJIANFANGYIDIGONGJIJINDAIKUANAN《WUHANZHUFANGGONGJIJINYIDIGERENZHUFANGDAIKUANSHISHIXIZE(SHIXING)》BANLI。

广东11选5彩票  DIERSHITIAO  JIANZAO、FANJIAN、DAXIUZIZHUZHUFANGDEGONGJIJINGERENZHUFANGDAIKUANCANZHAOBENSHISHIXIZEZHIXING。

  DIERSHIYITIAO  BENSHISHIXIZEZIFABUZHIRIQISHIXING,YOUXIAOQIWUNIAN。

武汉存量房住房公积金个人住房贷款实施细则

 第一章   总则

广东11选5彩票  DIYITIAO  WEIGUIFANWUHANDIQUCUNLIANGFANGZHUFANGGONGJIJINGERENDAIKUANYEWU,GENJU《WUHANZHUFANGGONGJIJINGUANLITIAOLI》、《WUHANZHUFANGGONGJIJINGERENZHUFANGDAIKUANGUANLIBANFA》DENGXIANGGUANGUIDING,JIEHEWUHANZHUFANGGONGJIJINGERENDAIKUANGUANLIGONGZUOSHIJI,ZHIDINGBENSHISHIXIZE。

广东11选5彩票  DIERTIAO  BENSHISHIXIZESUOZHICUNLIANGFANG,SHIZHIYOUWOSHIFANGCHANDENGJIBUMENHEFALE《FANGWUSUOYOUQUANZHENG》HE《GUOYOUTUDISHIYONGZHENG》,HUOZHEYOUBUDONGCHANDENGJIJIGOUBANFALE《BUDONGCHANQUANZHENGSHU》DEPUTONGZIZHUZHUFANG。CUNLIANGFANGZHUFANGGONGJIJINGERENZHUFANGDAIKUAN(YIXIACHENG“CUNLIANGFANGDAIKUAN”),SHIZHIWUHANZHUFANGGONGJIJINGUANLIZHONGXIN(YIXIACHENG“GONGJIJINZHONGXIN”)WEITUOSHANGYEYINXING(YIXIACHENG“SHOUTUOYINXING”)XIANGZAIBENSHIXINGZHENGQUYUNEIGOUMAICUNLIANGFANGDEJIAOCUNZHIGONGFAFANGDEZHUFANGGONGJIJINGERENDAIKUAN。

广东11选5彩票  JIEKUANRENSHENQINGCUNLIANGFANGDAIKUANBUZUYIZHIFUGOUFANGKUANSHI,QIBUZUBUFENKEYITONGSHISHENQINGSHANGYEXINGGERENZHUFANGDAIKUAN,YOUSHOUTUOYINXINGYIZHUFANGGONGJIJINZUHEDAIKUANXINGSHIXIANGJIEKUANRENFAFANG。

广东11选5彩票  DISANTIAO  GONGJIJINZHONGXINFUZECUNLIANGFANGDAIKUANDESHENPIHEGUANLI;SHOUTUOYINXINGFUZEJIEKUANRENDAIKUANSHENQING、DAIKUANSHOULI、DAIKUANCHUSHEN、DAIKUANFUSHEN、HETONGQIANDING、DIYALUOSHI、DAIKUANFAFANG、DAIKUANGUIHAI、DAIHOUGUANLIDENGRICHANGDAIKUANYEWUDEBANLI。

广东11选5彩票  DISITIAO  JIEKUANRENYINGDANGWEITUOSHOUTUOYINXINGYIZHUANZHANGFANGSHIJIANGCUNLIANGFANGDAIKUANZIJINZHIFUJIMAIFANGREN,BUDEZHIQUXIANJIN。

  第二章   贷款对象和条件

  DIWUTIAO  DAIKUANDUIXIANG

  FANZAIWUHANDIQUANSHILIANXUZUEJIAOCUNZHUFANGGONGJIJIN6GEYUEJIYISHANGDEZHIGONG,KEYISHENQINGCUNLIANGFANGDAIKUAN。

  DILIUTIAO DAIKUANTIAOJIAN

  (YI)JIEKUANRENJIPEIOUCHIYOUHEFASHENFENZHENGJIAN,QIEJUYOUWANQUANMINSHIXINGWEINENGLI,NIANLINGZAI18ZHOUSUI(HAN)ZHIFADINGTUIXIUNIANLINGQIJIAN,JINANXINGWEIMAN60ZHOUSUI、NVXINGWEIMAN55ZHOUSUI。

广东11选5彩票  DANGZHENGJIGUAN、RENMINTUANTIZHONGDEZHENG、FUXIANCHUJIJIXIANGYINGZHIWUCENGCIDENVGANBU,SHIYEDANWEIZHONGDANRENDANGWU、XINGZHENGGUANLIGONGZUODEXIANGDANGYUZHENG、FUCHUJIDENVGANBUHEJUYOUGAOJIZHICHENGDENVXINGZHUANYEJISHURENYUANNIANMAN60ZHOUSUITUIXIUDE,XUTIGONGDANWEIWENJIANHUOZHEJIAGAIDANWEIGONGZHANGDESHUOMING。

广东11选5彩票  (ER)JIEKUANRENJIPEIOUXINYONGLIANGHAO,TONGYISHOUQUANSHOUTUOYINXINGHEGONGJIJINZHONGXINCHAXUNBENRENJIPEIOUDEGERENXINYONGBAOGAO,BINGFUHEGONGJIJINZHONGXIN《GERENZHUFANGGONGJIJINDAIKUANXINYONGSHENHEBIAOZHUN》;

广东11选5彩票  (SAN)JIEKUANRENJIPEIOUYOUWENDINGDEJINGJISHOURUHEANSHIGUIHAIDAIKUANBENXIDENENGLI;

广东11选5彩票  (SI)SUOGOUFANGWUDEFANGLINGZAI30NIAN(HAN30NIAN)YINEIQIEJUYOUWANQUANCHANQUANDECHENGTAOZHUZHAI,BINGJUYOU《FANGWUSUOYOUQUANZHENG》HE《GUOYOUTUDISHIYONGZHENG》HUOZHE《BUDONGCHANQUANZHENGSHU》,CHANQUANMINGXIQIESHANGWEIGUOHUZHIJIEKUANRENMINGXIA,KEYIZAICUNLIANGFANGJIAOYISHICHANGJINXINGJIAOYI;

广东11选5彩票  (WU)GOUFANGHETONGQIANDINGSHIJIANZAIBANNIANZHINEI,YIZHIFUJIMAIFANGBUSHAOYU20%DESHOUFUKUAN;

  (LIU)WUSHANGWEIJIEQINGDEGONGJIJINDAIKUAN,QIEWUYINGXIANGGONGJIJINDAIKUANCHANGHAINENGLIDEQITAZHAIWU;

  (QI)TONGYIYONGSUOGOUZHUFANGJINXINGDIYADANBAO,HUOZHEYIGUOZHAI、YINXINGDINGQICUNDANDENGGONGJIJINZHONGXINRENKEDEYOUJIAZHENGQUANZUOZHIYADANBAO。

  (BA)《WUHANZHUFANGGONGJIJINGERENZHUFANGDAIKUANGUANLIBANFA》GUIDINGDEQITATIAOJIAN。

 第三章   贷款房屋套数认定

广东11选5彩票  DIQITIAO  RENDINGBIAOZHUN

  (YI)GONGJIJINDAIKUANSHOUTAOZHUFANGRENDING: JIEKUANRENJIATING(HANBENREN、PEIOUJIWEICHENGNIANZINV)ZAIWUHANSHIFANGCHANBUMENDEXINXIXITONGZHONGWUZHUFANGXINXI,HUOZHECHAXUNDEFANGWUXINXIYUNISHENQINGGONGJIJINDAIKUANSUOGOUFANGWUWEITONGYITAOZHUFANGDE,QIEWUHANZHUFANGGONGJIJINXINXIXITONG(YIXIAJIANCHENG“GONGJIJINXITONG”)ZHONGWUDAIKUANJILU,RENDINGWEISHOUTAOZHUFANG。

广东11选5彩票  (ER)GONGJIJINDAIKUANDIERTAOZHUFANGRENDING:

  1.JIEKUANRENJIPEIOUSHOUCISHENQINGSHIYONGGONGJIJINDAIKUANGOUMAIZHUFANG,ZAIWUHANSHIFANGCHANBUMENDEXINXIXITONGZHONG,QIJIATING(HANBENREN、PEIOUJIWEICHENGNIANZINV)DENGJIJINYOUYITAOZHUFANG,BINGYUNISHENQINGSHIYONGGONGJIJINDAIKUANSUOGOUFANGWUFEITONGYITAOZHUFANGDE;

  2.JIEKUANRENJIPEIOUZAIGONGJIJINXITONGZHONGJINYOUYICIDAIKUANJILUBINGYIJIEQING,QIEZAIWUHANSHIFANGCHANBUMENDEXINXIXITONGZHONGWUFANGHUOZHEJINYOUYITAOZHUFANG,ZAICISHENQINGGONGJIJINDAIKUANGOUMAIZHUFANGDE。

  SHANGSHU2ZHONGQINGKUANGANGONGJIJINDAIKUANERTAOFANGRENDING。

  (SAN)GONGJIJINDAIKUANDISANTAOZHUFANGRENDING: JIEKUANRENJIATING(HANBENREN、PEIOUJIWEICHENGNIANZINV)ZAIWUHANSHIFANGCHANBUMENDEXINXIXITONGZHONGYOULIANGTAOJIYISHANGZHUFANGDE,HUOZHEZAIGONGJIJINXITONGZHONGJILUDEDAIKUANCISHUDA2CIJIYISHANGDE,QIGONGJIJINDAIKUANSHENQINGJUNBUYUSHOULI。

  (SI)HUNYINZHUANGKUANGBIANHUADENGTESHUQINGXINGFANGWUTAOSHUDERENDING:

  1.JIEKUANRENJIQIPEIOUZAIHUNQIAN,QIZHONGYIFANGYISHIYONGGUOYICIGONGJIJINDAIKUANBINGYIJIEQING,XIANYIFUQISHUANGFANGMINGYIZAICISHENQINGGONGJIJINDAIKUANDE,ANDIERTAOZHUFANGRENDING;

  2.JIEKUANRENJIPEIOUZAIHUNYINCUNXUQIJIANSHIYONGGONGJIJINDAIKUANGOUMAIGUOYITAOZHUFANGBINGYIJIEQING,LIYIHOUQIZHONGYIFANGZAICISHENQINGGONGJIJINDAIKUANDE,ANDIERTAOZHUFANGRENDING;JIEKUANRENJIPEIOUZAIHUNYINCUNXUQIJIANSHIYONGGONGJIJINDAIKUANGOUMAIGUOYITAOZHUFANG,DAIKUANSHANGWEIJIEQING,LIYIHOUGONGJIJINDAIKUANGUISHUZHUJIERENYIFANGCHANGHAI,LINGYIFANGZAICISHENQINGGONGJIJINDAIKUANDE,ANDIERTAOZHUFANGRENDING;

广东11选5彩票  3.JIEKUANRENJIQIPEIOUZAIHUNQIAN,YIFENBIESHIYONGGUOGONGJIJINDAIKUAN,XIANYIFUQIMINGYIZAICISHENQINGGONGJIJINDAIKUANDE,DAIKUANSHENQINGBUYUSHOULI。

  第四章   贷款额度、期限和利率

  DIBATIAO  DAIKUANEDU:

  (YI)ZUIGAODAIKUANEDU: ZHUFANGGONGJIJINZUIGAODAIKUANEDUZAIJIZHUNDAIKUANEDUJICHUSHANG,YUGERENZHUFANGDAIKUANLVGUAGOU,TONGGUOSHEZHILIUDONGXINGDIAOJIEXISHU,DUIZUIGAODAIKUANEDUSHIXINGDONGTAIGUANLI。

  DANG“GEDAILV”DIYU80%SHI,LIUDONGXINGDIAOJIEXISHUWEI1.2,JI: ZHUFANGGONGJIJINZUIGAODAIKUANEDUWEIJIZHUNDAIKUANEDUDE1.2BEI;

  DANG“GEDAILV”JIEYU80%(HAN)HE90%ZHIJIANSHI,LIUDONGXINGDIAOJIEXISHUWEI1,JI: ZHUFANGGONGJIJINZUIGAODAIKUANEDUWEIJIZHUNDAIKUANEDU;

  DANG“GEDAILV”JIEYU90%(HAN)HE100%ZHIJIANSHI,LIUDONGXINGDIAOJIEXISHUWEI0.9,JI: ZHUFANGGONGJIJINZUIGAODAIKUANEDUWEIJIZHUNDAIKUANEDUDE0.9BEI;

广东11选5彩票  DANG“GEDAILV”GAOYU100%(HAN)SHI,LIUDONGXINGDIAOJIEXISHUWEI0.8,JI: ZHUFANGGONGJIJINZUIGAODAIKUANEDUWEIJIZHUNDAIKUANEDUDE0.8BEI。

  GONGJIJINZHONGXINMEIBANNIANXIANGSHEHUIGONGBUYICIZHUFANGGONGJIJINZUIGAODAIKUANEDU。

  (ER)KEDAIEDU: CUNLIANGFANGDAIKUANEDUSHIXINGXIANEGUANLI,MEIBIGONGJIJINDAIKUANJINEYINGDANGTONGSHIFUHEXIALIEXIANEBIAOZHUN:

广东11选5彩票  1.BUDEGAOYUDANGNIANGUIDINGDEDAIKUANZUIGAOXIANE;

  2.BUDEGAOYUGUIDINGFANGLINGDEZUIGAODAIKUANBILI:

  CUNLIANGFANGDAIKUANBILIANFANGWUFANGLING(YIJIANCHENGNIANFENWEIZHUN)FENWEISANGEDENGJI: DIYIJIFANGWUFANGLINGZAI10NIAN(HAN10NIAN)YINEIDE,DAIKUANZUIGAOBILIBUCHAOGUOFANGWUZONGJIADE70%(JIANZHUMIANJIBUCHAOGUO144PINGMIDE,DAIKUANZUIGAOBILIBUCHAOGUOFANGWUZONGJIADE80%);DIERJIFANGWUFANGLINGZAI11-20NIAN(HAN20NIAN)YINEIDE,DAIKUANZUIGAOBILIBUCHAOGUOFANGWUZONGJIADE60%;DISANJIFANGWUFANGLINGZAI21-30NIAN(HAN30NIAN)YINEIDE,DAIKUANZUIGAOBILIBUCHAOGUOFANGWUZONGJIADE50%。QIZHONGFANGWUZONGJIADERENDINGYIFANGWUPINGGUJIAGE、SHIJICHENGJIAOJIAGEHEJIAOYIJISHUIJIAGEZHONGDEZUIDIJIAGEWEIZHUN。

广东11选5彩票  3.BUGAOYUANZHAOJIEKUANRENJIPEIOUHAIKUANNENGLIZONGHEQUEDINGDEDAIKUANEDU;

  JISUANGONGSHIWEI: DAIKUANEDU=(JIEKUANRENZHUFANGGONGJIJINYUEJIAOCUNE/DANWEIHEGERENJIAOCUNBILIZHIHE+PEIOUZHUFANGGONGJIJINYUEJIAOCUNE/DANWEIHEGERENJIAOCUNBILIZHIHE)×35%(HAIDAIBILI)×12GEYUE×DAIKUANNIANXIAN。

广东11选5彩票  4.BUGAOYUANZHAOJIEKUANRENJIPEIOUZHUFANGGONGJIJINJIAOCUNSHIJIANHEJIAOCUNYUEZONGHEQUEDINGDEDAIKUANEDU;

  JISUANGONGSHIWEI: DAIKUANEDU=(JIEKUANRENZHUFANGGONGJIJINJIAOCUNYUE+PEIOUZHUFANGGONGJIJINJIAOCUNYUE)×20BEI×JIAOCUNSHIJIANXISHU。

存量房贷款的可贷额度

  CUNLIANGFANGDAIKUANDEKEDAIEDUZONGHEYISHANGSIXIANGXIANEHOUQUZUIDIZHI。

  DIJIUTIAO  DAIKUANQIXIAN: CUNLIANGFANGDAIKUANZUIDUANQIXIANWEI1NIAN,ZUIZHANGDAIKUANQIXIANBUCHAOGUO30NIAN,BINGBUDECHAOGUOANFANGWUPINGGUJIZHUNRISHENGYUSHIYONGNIANXIANZHEBANJISUANDEQIXIAN,TONGSHIDAIKUANDAOQIRIBUDECHAOGUOJIEKUANRENFADINGLITUIXIUSHIJIANHOUDE5NIAN,DAIKUANQIXIANQUSHIJINIANLINGDEZHENGNIANJISUAN。

  SHANGSHUDAIKUANQIXIANYIQIZHONGZUIDUANQIXIANJINXINGHEDING。

广东11选5彩票  ZUHEDAIKUANZHONGDEGONGJIJINDAIKUANHESHANGYEDAIKUANDEDAIKUANQIXIANBIXUYIZHI。

广东11选5彩票  DISHITIAO DAIKUANLILV: CUNLIANGFANGDAIKUANLILV,ANZHAOZHONGGUORENMINYINXINGGUIDINGDELILVBIAOZHUNZHIXING。DAIKUANQIXIANZAI1NIAN(HAN1NIAN)YINEIDESHIXINGHETONGLILV,YURENMINYINXINGDAIKUANLILVDIAOZHENG,BUFENDUANJIXI;DAIKUANQIXIANZAI1NIANYISHANGDE,YURENMINYINXINGDAIKUANLILVDIAOZHENG,QILILVDANGNIANNEIBUZUODIAOZHENG,JUTIDIAOZHENGSHIJIANWEICINIANDE1YUE1RI,ANXIANGYINGDELILVDANGCIZHIXINGXINDELILV。

 第五章   贷款办理流程

  DISHIYITIAO  DAIKUANCHENGXU:

广东11选5彩票  (YI)DAIKUANZIXUNHESHENQING

广东11选5彩票  JIEKUANRENKEYIXIANGSHOUTUOYINXINGHUOZHEGONGJIJINZHONGXINZIXUNCUNLIANGFANGDAIKUANZHENGCEJIXIANGGUANGUIDING。

  SHOUTUOYINXINGDUICHUBUSHENCHAFUHEDAIKUANTIAOJIANDEJIEKUANRENFAFANG《CUNLIANGFANGGERENZHUFANGGONGJIJINDAIKUANZILIAOJIA》(YIXIAJIANCHENG“ZILIAOJIA”)BINGYUJIEKUANRENJIMAIFANGDEFUQISHUANGFANGJINXINGMIANHE,ZUOHAOTANHUABILU。TONGSHIZHIDAOJIEKUANRENZHENGQUE、WANZHENGTIANXIEZILIAOJIA。

  JIEKUANRENYINGDANGTONGSHITIGONGYIXIAZILIAO:

广东11选5彩票  1.JIEKUANRENJIMAIFANGDEFUQISHUANGFANGSHENFENZHENG、HUKOUBUYUANJIANJIFUYINJIAN;

  2.JIEKUANRENJIMAIFANGDEHUNYINZHUANGKUANGZHENGMINGYUANJIANJIFUYINJIAN(DANSHENXUQIANSHUDANSHENSHENGMING);

广东11选5彩票  3.MAIFANGMINGXIADE《FANGWUSUOYOUQUANZHENG》HE《GUOYOUTUDISHIYONGZHENG》HUOZHE《BUDONGCHANQUANZHENGSHU》YUANJIANJIFUYINJIAN;

广东11选5彩票  4.WUHANFANGCHANZHUGUANBUMENZHIFADE《WUHANSHICUNLIANGFANGMAIMAIHETONG》;

广东11选5彩票  5.YOUGONGJIJINZHONGXINRENKEDEFANGWUPINGGUJIGOUCHUJU《FANGWUGUJIABAOGAOSHU》;

  6.GONGJIJINZHONGXINHESHOUTUOYINXINGYAOQIUTIGONGDEQITAZHENGMINGCAILIAO。

  (ER)DAIKUANSHOULIHECHUSHEN

  SHOUTUOYINXINGZAISHOULICUNLIANGFANGDAIKUANSHENQINGSHI,YINGDANGRENZHENSHENHEJIEKUANRENDAIKUANZILIAODEZHENSHIXING、WANZHENGXING、YOUXIAOXINGYIJIWENSHUTIANXIEDEGUIFANXING,QUEBAOGELEIWENSHUSHANGDEQIANMINGZHENSHIYOUXIAO。

  1.SHOUQUANCHAXUN《GERENXINYONGBAOGAO》。JIEKUANRENJIPEIOUBIXUSHOUQUANSHOUTUOYINXINGHEGONGJIJINZHONGXINCHAXUNBENRENJIPEIOUDEGERENZHENGXINXINYONGJILU,QIANSHUCHAXUNSHOUQUANSHU(YIGONGJIJINZHONGXINGUANWANGSHANGGONGBUDEBANBENWEIZHUN),BINGLIUCUNJIEKUANRENJIPEIOUYOUXIAOSHENFENZHENGJIANDEFUYINJIANHELIANXIFANGSHI,BIYAOSHIHAIYINGDANGLIUCUNYUJIEKUANRENJIPEIOUMIANQIANDEZUOZHENGXINXI。

广东11选5彩票  JIEKUANRENDEHUNYIN、FANGCHANDENGGERENXINXIYEYINGDANGTONGSHISHOUQUANSHOUTUOYINXINGHEGONGJIJINZHONGXINCHAXUN。

  2.SHENHEDAIKUANZILIAO。SHOUTUOYINXINGYINGDANGRENZHENSHENHEDAIKUANZILIAODEYUANJIAN,DUIFUHEDAIKUANTIAOJIANDEJIEKUANREN,ZAIGONGJIJINXITONGZHONGJINXINGDAIQIANSHISUAN,GENJUSHISUANJIEGUOHEHAIDAINENGLI,YUJIEKUANRENSHANGYIQUEDINGDAIKUANZHONGLEI(GONGJIJINDAIKUANHUOZHEZUHEDAIKUAN)、DAIKUANEDU、DAIKUANQIXIANYIJIHAIKUANFANGSHI,BINGQUEDINGDANBAOFANGSHI。

广东11选5彩票  3.DAIKUANCHUSHEN。SHOUTUOYINXINGDUISHENHEWUWUDEJIEKUANRENZILIAO,YINGDANGANGONGJIJINZHONGXINDEZHENGCEGUIDINGJISHIZAIGONGJIJINXITONGZHONGZHUNQUE、WANZHENGDILURUJIEKUANRENXINXIBINGJINXINGCHUSHEN。CHUSHENWEITONGGUODE,YINGDANGJISHITONGZHIJIEKUANRENBINGGAOZHIYUANYIN。

  (SAN)DAIKUANFUSHEN

  SHOUTUOYINXINGYINGDANGANZHAOGONGJIJINZHONGXINDEDAIKUANZHENGCEGUIDINGDUIJIEKUANRENDAIKUANZILIAODEZHENSHIXING、WANZHENGXING、GUIFANXINGJINXINGSHENHE, BINGTICHUFUSHENYIJIAN:

  1.JIEKUANRENBUFUHEGONGJIJINDAIKUANTIAOJIAN、DAIKUANZILIAOQIANQUEHUOZHEDAIKUANCHUSHENRENYUANJIANGSHENQINGXINXILURUCUOWUDE,YINXINGFUSHENRENYUANYINGDANGJIANGDAIKUANZILIAOFANHUICHUSHENRENYUAN,ZHONGZHIDAIKUANFUSHEN;

  2.DUIJINGSHENHEQUERENWUWUDEDAIKUANZILIAOJIXINXI,ZAIGONGJIJINXITONGZHONGZUOSHENHETONGGUO。

  (SI)DAIKUANZHONGSHEN

  GONGJIJINZHONGXINDUISHOUTUOYINXINGSONGJIAODEDAIKUANZILIAOJINXINGZHONGSHEN。WEITONGGUOZHONGSHENDE,YINGDANGJISHITONGZHISHOUTUOYINXING。

  (WU)QIANDINGHETONG

  GONGJIJINZHONGXINZHONGSHENTONGGUOHOU,SHOUTUOYINXINGYINGDANGYUJIEKUANREN、GOUFANGRENMIANQIANJIEKUAN(DIYA)HETONG,QIANSHUFANGCHANDIYADENGJIDENGXIANGGUANDAIKUANZILIAO。

  (LIU)DIYADENGJI

广东11选5彩票  YOUJIEKUANRENYUMAIFANGBANLIFANGWUJIAOYIGUOHUSHOUXU,SHOUTUOYINXINGZAISHOUDAOMAIMAISHUANGFANGYIGUOHUDE《BUDONGCHANQUANZHENGSHU》JI《SHUISHOUWANSHUIZHENGMING》HOU,HESHIJIEKUANRENSHENDAIJINE,DUISHENHEWUWUDEYOUSHOUTUOYINXINGZAIGUIDINGDESHIJIANNEIDAOBUDONGCHANDENGJIJIGOUBANLIBUDONGCHANDIYADENGJISHOUXU;YIPINGZHENGSHIGUOZHAI、YINXINGDINGQICUNDANZHIYADANBAODE,DAOCHUZHIYINXINGHUOZHEXIANGGUANBUMENBANLICHUZHISHOUXU。SHOUTUOYINXINGLINGQUBUDONGCHANDENGJIZHENGMINGHUOZHEDI(ZHI)YAZHENGMINGHOU,YINGDANGJISHIZAIGONGJIJINXITONGZHONGLURUDI(ZHI)YAXINXI。

  (QI)ZIJINFAFANG

广东11选5彩票  CUNLIANGFANGDAIKUANDIYADANBAOLUOSHIHOU,SHOUTUOYINXINGYIJUGONGJIJINZHONGXINDEFANGKUANTONGZHIDAN,JINXINGDAIKUANZIJINDEFAFANG,BINGJIANGJIEKUANRENDEDAIKUANZIJINYIZHUANZHANGFANGSHIHUARUMAIFANGZHANGHUBINGJISHITONGZHIJIEKUANREN。

 第六章   贷款偿还及结清

广东11选5彩票  DISHIERTIAO  DAIKUANGUIHAI:

  (YI)GONGJIJINDAIKUANQIXIANZAI1NIANYINEI(HAN1NIAN)DE,SHIXINGDAOQIYICIHAIBENFUXI,LISUIBENQING;DAIKUANQIXIANZAI1NIANYISHANGDE,SHIXINGANYUEGUIHAIDAIKUANBENXI;

  (ER)JIEKUANRENKEYIXUANZEDENGEBENXIHAIKUANFANGSHI、DENGEBENJINHAIKUANFANGSHIHUOZHEGONGJIJINZHONGXINRENKEDEQITAHAIKUANFANGSHI,CHANGHAIMEIYUEYINGHAIDAIKUANBENXI;

  (SAN)JIEKUANRENKEYIYONGZIYOUZIJINGUIHAIGONGJIJINDAIKUANBENXI,YEKEYISHOUQUANGONGJIJINZHONGXINKOUHUABENRENJIPEIOUZHUFANGGONGJIJINZHANGHUNEIDECUNCHUYUEZHIJIECHANGHAIGONGJIJINDAIKUAN,JUTISHOUXUYOUSHOUTUOYINXINGANGONGJIJINZHONGXINXIANGGUANWENJIANGUIDINGBANLI;

  (SI)ZIGONGJIJINDAIKUANFAFANGDECIYUEQI,ZAIHAIQINGYUQIBENXIJIDANGQIYINGHAIBENXIDEQIANTIXIA,JIEKUANRENKEYITIQIANGUIHAIBUFENDAIKUANHUOZHEQUANBUDAIKUANBENXI,YIANJIEKUANHETONGJISHOUDEDAIKUANLIXIBUZUODIAOZHENG,BUYUTUIHAI。

广东11选5彩票  DAIKUANQIXIANZAI1NIANYINEI(HAN1NIAN)DE,JIEKUANRENBUNENGBANLITIQIANBUFENHAIKUAN。

广东11选5彩票  TIQIANGUIHAIBUFENGONGJIJINDAIKUANBENXIDE,TIQIANHAIKUANHOUYOUGONGJIJINZHONGXINZHONGXINJISUANSHENGYUDAIKUANDEMEIYUEHAIKUANEHUOZHESHENGYUHAIKUANQIXIAN。

  (WU)JIEKUANRENJIEQINGQUANBUGONGJIJINDAIKUANBENXIHOU,SHOUTUOYINXINGYINGDANGJIANGDI(ZHI)YADEQUANLIPINGZHENGDENGZILIAOFANHAIJIJIEKUANREN,JIEKUANHETONGZHONGZHI。YIFANGCHANDIYADE,PINGSHOUTUOYINXINGCHUJUDEDAIKUANJIEQINGZHENGMINGHEDIYAZHUXIAOZHENGMING,DAOBUDONGCHANDENGJIGUANLIBUMENBANLIDIYAZHUXIAOSHOUXU;YIPINGZHENGSHIGUOZHAIHUOZHEYINXINGDINGQICUNDANZUOZHIYADE,PINGSHOUTUOYINXINGCHUJUDECHUZHICHEXIAOZHENGMING,DAOCHUZHIYINXINGBANLIZHIYAJIECHUSHOUXU。

  DISHISANTIAO  JIEKUANRENWEIANJIEKUANHETONGYUEDINGDEQIXIANCHANGHAIGONGJIJINDAIKUANDE,GONGJIJINZHONGXINYOUQUANKOUHUAJIEKUANRENJIPEIOUDEZHUFANGGONGJIJINZHANGHUCUNCHUYUEYONGYUGUIHAIGONGJIJINDAIKUANBENXI,ZHIZHIDAIKUANZHENGCHANGGUIHAIWEIZHI。

 第七章   其他规定

广东11选5彩票  DISHISITIAO  JIEKUANRENYINHUNYINGUANXIFASHENGBIANHUA,YUANPEIOUSHENQINGJIECHUDIYADANBAODE,KEYICHIFAYUANLIHUNCAIJUESHUHUOZHEMINZHENGBUMENBEIANDELIHUNXIEYISHU,YIJIMINGQUEFANGWUCHANQUANJIDAIKUANZHAIWUGUISHUDENGQINGKUANGDEJUJIESHU,DAOGONGJIJINZHONGXINSHENQINGBANLI。

  DISHIWUTIAO  MAIFANGMINGXIAFANGWUCHANQUANSHUYUGONGTONGGONGYOUDE,GONGYOUCHANQUANRENYINGDANGQUANBUDAOCHANGDANGMIANQIANSHUTONGYICHUSHOUFANGCHANDESHUMIANWENJIAN,BAOZHENGSUOSHOUFANGWUCHANQUANMINGXI、JIAOYIHEFA。

  DISHILIUTIAO  ZHIXIQINSHUJIANCUNLIANGFANGJIAOYIHUOZHEFUMUZINVLIANMINGGOUFANGDE,BUDESHENQINGCUNLIANGFANGDAIKUAN。

  DISHIQITIAO  BAOZHENGRENSHIQUDANBAOZIGEHENENGLI,HUOZHEFASHENGHEBING、FENLI、POCHANSHI,JIEKUANRENYINGDANGBIANGENGBAOZHENGRENBINGZHONGXINBANLIDANBAOSHOUXU。

  第八章   附则

广东11选5彩票  DISHIBATIAO  BENSHISHIXIZEYOUGONGJIJINZHONGXINZHIDINGBINGFUZEJIESHI,YIWANGBANFAZHONGYUBENSHISHIXIZEBUYIZHIDEJUNYIBENSHISHIXIZEWEIZHUN。

  CUNLIANGFANGYIDIGONGJIJINDAIKUANAN《WUHANZHUFANGGONGJIJINYIDIGERENZHUFANGDAIKUANSHISHIXIZE(SHIXING)》BANLI。

  DISHIJIUTIAO  BENSHISHIXIZEZIFABUZHIRIQISHIXING,YOUXIAOQIWUNIAN。

2019NIAN9YUE12RI

 

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